Dale F. Hardeman
BankruptcyAttorney
Personally Prepares
All Documents
(click on photo)

EMAIL DALE

Stop...
Foreclosures
Repossessions
Evictions
Collection Calls
Lawsuits
Tax Liens
Sleepless Nights

Chapter 7
starting from $900
plus
$299 Filing Fee
includes client interview,  property & debt search, credit bureau report, preparation &
filing of Chapter 7 papers. Representation includes the First Meeting of Creditors Hearing.

PAYMENT
OPTIONS
Cash, Check or
Credit Card





Fees may be paid with a Visa or MasterCard of
someone other than the debtor



Questions?
Call 24 Hours
949-753-2854

Do You Qualify for Bankruptcy?
 To receive a free qualifying evaluation, please complete the Income & Expense Worksheet below, and cut-and-paste into an email, or fax it to the number below. Additional information may be required, however, before a final determination is made.

INCOME SUMMARY (COMBINE HUSBAND & WIFE, IF APPLICABLE)
What Is Your Monthly Income Before Deductions Are Taken Out?    $________
Deduct monthly amount for:
    Federal Income Taxes:   $________
    State Income Taxes:       $________
    FICA:                            $________
    State Disability Ins.:        $________
    Union Dues:                   $________
    Medical Insurance:         $________
    Pension Plan:                  $________
    401-k Plan:                    $________
    Other:                            $________
    Total Withholding:          $_________

  Net Wages:                    $_________
Other Income Sources:
   Business Income:            $________
   Property Income:            $________
   Stocks, Bonds:               $________
   Annuity:                          $________
   Social Security (SS)        $________
   Supplemental (SSI):        $________
    Total Other Income:       $__________

 Total Net Income:        $__________
                                          Add the above

EXPENSES:
Monthly Mortgage or Rent:    $________
Property Taxes:                     $________
Utilities:
    Electric          $_______
    Gas:               $_______
    Water:           $_______
    Phone            $_______
    Cell Phone     $_______
    Rubbish         $_______
    Cable TV      $_______
    Total Utilities:                     $_________

Home Repairs:                       $_________
Food (Home & Eat Out):       $_________
Clothing                                 $_________
Laundry                                 $_________
Medical & Dental                   $_________
(not taken from check)
Transportation (Gas, etc.)       $________
Recreation, Clubs, etc.          $_________
Student Loans:                      $ ________
Pet Supplies/Meds:               $ ________
Attorney's Fees for Other     $ _________
   Civil or Criminal Matter
Charities:                              $_________

Insurance:
    Home                                $_________
    Life                                    $_________
    Health                                $_________
    Auto                                  $_________
    Other                                 $_________

Taxes (IRS Liens, etc.)           $_________

Installment Payments:         
    Auto                                  $_________
    Household Goods              $_________
    Fines, Restitution                $_________

Alimony/Child Support:          $_________

Other Monthly Expenses:
    Personal Loans:                 $_________
    Miscellaneous:                   $_________

  Total Monthly Expenses:      $_______

  Total Income After            $________
  Expenses: 


UNPAID BALANCES:
1.    Credit Cards:                                $ __________
2.    Auto Loan(s):                                $ __________
3.    Student Loans:                              $ __________
4.    Taxes (IRS, ETC):                        $ __________
5.    Repo'd Car Balance(s):                $ __________
6.    Medical Bills:                                $ __________
7.    Unsecured Personal Loans:          $ __________

        Total Unpaid Balances:                $___________
 

COPY-AND-PASTE & EMAIL TO:  Hardeman1@Cox.net

OR...

FAX TO DALE HARDEMAN FOR FREE EVALUATION
949-753-2854